Bad Credit Car Finance

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Bad Credit Car Finance

Refused car finance?

Don't worry! With Netcars this isn't a problem. We can supply affordable car finance regardless of past bad credit history. Whether you've had CCJ's, mortgage arrears, council tax arrears, other payment defaults, if you're self-employed or even if you have NO credit history at all, we do not consider these valid reasons for you to be refused car finance.

Credit to suit you

There could be numerous reasons why you may have been previously refused car finance so we search for the best deal to suit your specific circumstances. In fact, we are able to arrange loans for over 90% of customers who have been refused credit elsewhere. We even offer advice on how to repair your credit rating so you will not be turned down in the future. Our experienced finance advisors will help you locate your desired vehicle which can be delivered to your doorstep should you wish. To help protect yourself we also offer optional payment protection and GAP insurance. For explanations on these products please click on the links below.

Payment Protection Insurance

GAP Insurance

Bad credit car finance specialists

Our customers who have been refused credit elsewhere will find that this is no obstacle for netcars. We won't let financial problems in your past get in the way of you securing a car loan. Our staff are friendly and approachable, and we understand that everybody's credit rating is different. Rates offered are dependant upon your credit score.

For your FREE credit report from Experian click below!

Genuine understanding

We know how easy it is to become downcast when you've been refused car finance due to bad credit. Often this situation occurs through no fault of your own. You may be self-employed and so have no proof of income, or you may have no credit history at all. Often you may have simply been a little bit late paying bills. At Netcars, we can overcome these so-called problems also as we have great working relationships with all of our lenders we are very optimistic we can obtain car finance for you!

Apply for your car finance today

16.9% APR Typical Variable Netcars expects 66% of it's customers to qualify for this rate or better. The rate you get will depend on your circumstances.